As an insurance agency owner and insurance consultant in Michigan, Peter Vitale receives a lot of questions about different types of auto insurance and their limits. Michigan state law requires all drivers to carry liability insurance, but they also have several voluntary coverage options available to them. …

The coronavirus pandemic of 2020 saw the rise of many unfortunate trends, including vehicle theft. The National Insurance Crime Bureau (NICB) reports a 9.2% increase in car theft in 2020 over 2019. The increase in auto theft reversed a downward trend posted for the previous two years. According to the…

(Photo : Michigan’s Peter Vitale On Auto Break-Ins and Insurance ) Nobody ever expects that their vehicle is going to be broken into, let alone stolen. Unfortunately, any vehicle owner can fall victim to these crimes. …

With the warmer months of summer finally here, many drivers find themselves itching to hit the open road, says Peter Vitale. Unfortunately, summer is also the time of year that tends to see the most car accidents across the country. This is likely due to the fact that summer sees…

As an insurance consultant, Peter Vitale works with independent insurance businesses every day. Frankly, many of them are struggling. It seems that every time you turn on the television, you see an insurance advertisement, or are bombarded with digital ads. With all of this conflicting information being launched at consumers…

Few things are the same as they were at the beginning of 2020, and that includes the auto insurance industry. The COVID-19 pandemic has made most insurance agencies reexamine how they deal with their customers and streamline their businesses. As a Michigan-based insurance consultant, Peter Vitale works with small independent…

As a parent who may have a young driver in your family, you know just how important it is to teach your child why safety is crucial when getting behind the wheel of a motor vehicle. In fact, teenagers and motor vehicles can often be a dangerous combination. Based on…

It’s easy to think of auto insurance as a fixed cost. Unless you move or buy a new car, you might not even think about it all. However, Michigan insurance pro Peter Vitale wants you to know that you might have a lot more control than you think. As the…

The American insurance industry has come a long way since the Friendly Society opened its doors in 1735. Unfortunately, the first fire insurance company or insurance provider of any kind closed its doors five years later. Peter Vitale, an insurance expert, recounts the historical formation of an organization by the…