Michigan Industry Leader Peter Vitale’s Tips For Buying Auto Insurance — Blogwebpedia

Drive without insurance, and you can face expensive fines. Worse yet, you may even lose your driving privileges, or spend time in jail. Many states require that drivers have at least $20,000/$40,000/$10,000 in liability coverage. However, these numbers are only a starting point when shopping for auto insurance. Simple liability coverage won’t give you money to fix your own car after an accident. It won’t pay for repairs if something happens, like a tree falling on your car while it’s in your driveway. Entrepreneur Peter Vitale, the owner of Michigan’s Bloomfield Insurance Group, expertly guides countless consumers in selecting the perfect coverage for their needs. Below, explore a few of his tips for getting the best auto insurance coverage at the best price.

Understand The Different Types Of Auto Coverage

Comprehensive insurance covers your vehicle when you aren’t on the road. This includes things like theft of personal property from your vehicle. Collision is the part of your auto insurance that covers you when you are driving. This can be when you are in an accident, or if you hit your neighbor’s mailbox.

Liability coverage helps pay for damage you do with your vehicle to another person or their property. The liability limits required by law are relatively low, considering the cost of health care in the United States. It would be easy to use the $40,000 bodily injury coverage in a multi-car accident. Without additional coverage, the person injured could sue you (personally) for the difference.

Know The Discounts

Consider Older Vehicle Options

Think About A Higher Deductible

Shop For Insurance When You Shop For A Vehicle

Make Sure You’re Covered For Your “Side Hustle”

Take A Safe Driver’s Course

About Peter Vitale

Originally published at http://blogwebpedia.com on February 2, 2021.

Entrepreneur, Insurance Consultant, Owner of Bloomfield Insurance Group